Thursday, October 23, 2008

There is a light...

at the end of my tunnel. It all began with a bad day at work and let's just say since then I have been struggling. I have been struggling with that fact that I spend 5 days a week behind a desk, away from our daughter and yet I still have no money? I enjoy the first two weeks after pay day and then it's no life till the next payday... I will tell on myself here, I'm not the best with managing my money! So with the bad day at work and the fact that I have no money left to spend freely on I have had pondering thoughts as to why I am even working? Ok, I know there are many great reasons why I work and probably the most important reason is because my income is needed to pay the bills. I am going somewhere with all of this...

So after a long, boring day at work I come up with a plan, a goal, a life changing matter! I immediately get home to talk to Jeramy about my goal:

"I want to be able to stay home in a years time, therefore I think we need to rearrange how things are being done and do a mock run on our finances over the next twelve months!"

This one sentenced turned into a night long discussion, lots of quiet moments, almost tears and a lot of stress...And that is all of Jeramy's emotions! ;) hehehe

The final result of the conversation is this: My new car, that I got in August, has to be paid off before I even think about being a SAHM! So I am going to continue to pay our normal bills and I will also pay $1,000 a month towards my car... Jeramy is going to continue his normal expenses and pick up grocery money and gas money. This whole thing will be putting a strain on him and I am very grateful to him for being so open to the situation! As a result of this 99% of our leisure activities will be no more. This is a sacrifice we are going to have to make eventually, so why not start now and get ahead as much as we can. Now doing this in a year will be hard so our goal is to pay off my car, then ultimately we will have to save money for our next child, once that is done the light at the end of the tunnel is that much closer!!!

We are so fortunate to have such wonderful friends and family and I know each and every one of you will be so supportive to us and will understand why this is so important to us. Starting this in November is going to be a huge challenge because of the Holidays. Jeramy and I are not going to be able to give as much as we would like and as much as we are used to giving! (This will be very emotional for me, as well as stressing) The Holidays are about spending time with your family and friends and we are going to have to take that to a whole new level, but I know you will all understand why...

I am open to any wonderful ideas you may have as to how I can make extra $$ and please feel free to give us any support you can offer up! With all of our strength and with the power of prayer I know we can accomplish this. Please keep us in your prayers too :)